What is your health age?

While your chronological age is determined by your birth date, your health age considers your chronological age in conjunction with factors such as Body Mass Index (BMI), how you cope with stress, and habits such as exercise and whether you smoke or drink.

blog.wellsource.com - What's the Difference Between Health Age and Chronological Age?

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Health and wellness practitioners consider many measures as they evaluate a person’s health. Biometric measures—such as height, weight, blood pressure, lab results, etc.—can be taken individually to look for and monitor existing conditions, or taken together to create a more complete picture of a person’s current health. But more information is needed to assess the risk of future chronic diseases—and take preventative measures wherever possible. A health risk assessment (HRA) helps fill in the gaps by adding another layer of understanding. It collects health and lifestyle information that reveals a person’s risk of developing chronic health conditions—before the condition might show up in bloodwork or other biometric tests. One of the aspects of health that practitioners consider is an individual’s age. In today’s medical practice, your age is the first determining factor of when certain tests take place. For example, the U.S. Preventive Services Task Force currently recommends screening for colorectal cancer starting at age 50. But we don’t all age the same way or at the same rate. This difference between your actual age and your level of health is known as your health age.

Chronological Age

Each year on a very special day you get another year older—and, as the saying goes, another year wiser. Your chronological age is the age you turn every year on your birthday—it’s also an important part of your identity and impacts how you may view your health. After all, in the vast majority of cases a 50-year-old isn’t as spry as a 16-year-old, and a 12-year-old isn’t as strong as a 30-year-old. There are certain expectations of fitness and wellness that the medical community uses as benchmarks throughout an individual’s life that tend to match up with their chronological age. Babies should begin walking between X and Y months old, a fit 10-year-old should weigh N pounds, and a healthy 30-year-old should have blood work that fits within ABC parameters.

Health Age

Your health age is the state of your physical health outside of the “expected” parameters of your chronological age. While your chronological age is determined by your birth date, your health age considers your chronological age in conjunction with factors such as Body Mass Index (BMI), how you cope with stress, and habits such as exercise and whether you smoke or drink. Your body could be in better or worse physical condition than your physician expects based on your chronological age, and this metric is a way to measure the difference.

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What is a plus total health?

A-Plus Total Health is an optional add-on benefit ("rider") that you can attach to a regular contribution Family Takaful plan. This rider covers up to age 80, depending on the basic plan it is attached to. Total benefits payable for medical treatment are subject to your annual limit.

aia.com.my - A-Plus Total Health | Comprehensive Takaful Medical Plan - AIA Malaysia

A good medical plan should be able to protect you when you require medical treatment and even when you are healthy. For this reason, we have designed A-Plus Total Health to provide comprehensive medical coverage that safeguards you against escalating medical costs without you having to worry about any lifetime limit. And as we all know that prevention is better than cure, this plan will also reimburse you the cost for health checks and vaccinations to help you determine your health condition and identify any early signs of health issues as well as help you with illness prevention. Not only that, you can extend the coverage to your family by adding A-Plus Total Health to the plan. To make it hassle-free for you, the medical coverage for each of your loved ones are all under a single basic plan under your name. When you participate in A-Plus Total Health and, at the same time, sign up as an AIA Vitality member, you will also get to enjoy Health Rewards. Health Rewards offers you additional benefits such as upgrade to your room and board limit and/or increasing the amount in your Health Wallet every year, all without having to pay any additional contribution.

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